![]() But you’re going to need more than gasoline and oil changes. But don’t go overboard here with all the latest trends – that’s for your Fun Money category to manage.Ĭommute to work? Transportation is important. For example, you might choose to go without cable! Some of these are more important than others. This one is important too, and make sure that you can afford whatever dwelling you choose!ĭon’t forget the importance of utilities. ![]() Food needs to be very high on your prioritized budget list. Specific Needs – Consider creating a Giving Fund.It should be the top priority on your budget. Giving puts money in perspective – and it also helps the community at large. Remember, these are just to get you started, nothing more. I’ve added subcategories to each major category so you can further define your budgeting categories as needed. Some are essential, some are recommended, and some are discretionary – it’s up to you to figure out which are which beyond what I’ve said below. 70+ Basic Personal Budget Categoriesīelow I’ve listed many basic budgeting categories, but understand that these are not necessarily prioritized. The budgeting categories listed below won’t do you any good unless you have some sound principles behind them.īob has written a great article on how to make a budget that includes how to make the “world’s easiest budget” and other budgeting methods designed to save you the most money possible.Īnd if you prefer, you can download one of these free budgeting spreadsheets or take the Real Money Budgeting online course as well. ![]()
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